Car Accident Lawyer in Peoria, AZ

Car crashes happen all the time, more often than many realize. Injuries and expenses may be severe, and you might be facing financial ruin all because of some other negligent driver. Talk to an attorney right away about what you can do to get financial compensation and get your life back.

Auto insurance is required for all drivers in Arizona. Arizona follows a fault-based car insurance system, and you may need to file a third-party claim with the other driver's liability coverage before you can get compensation. We must also present proof of the other driver's fault to their insurance company. If your claim is denied or you exhaust the policy limit, we can file a personal injury lawsuit to recover remaining damages.

Reach out to our car accident attorneys for a free, private case review by calling the Phoenix Accident and Injury Law Firm at (480) 428-0816.

How Do I Navigate the Insurance Process After a Car Accident in Peoria, AZ?

Car accidents can be complicated, with multiple drivers all blaming each other and taking legal action. Insurance is standard in car accident cases, but it is often not simple.

Claims with the Other Driver's Liability Insurance

In Arizona, drivers must exchange information at the accident scene to file insurance claims. Typically, drivers file third-party claims with the other driver's liability coverage. To get compensation, our car accident attorneys will present evidence to the insurance company showing how the other driver is at fault.

Claims with Your Insurance

You may have various insurance policies of your own that can help. If the at-fault driver is uninsured, you may file a claim with your uninsured or underinsured motorist coverage, which is specifically meant to help drivers injured in accidents with uninsured drivers. MedPay or health insurance may also help you cover medical bills.

Can I File More Than One Insurance Claim?

It is fairly common for drivers to file multiple insurance claims. This is more common when injuries and damages are high, and the cost of an accident likely exceeds insurance policy limits. You should hire a lawyer familiar with car accident cases to help you coordinate benefits to maximize coverage.

Why Should I File a Car Accident Lawsuit?

A personal injury lawsuit may be necessary if insurance is insufficient or unavailable. For some, it is the only way to recover the full extent of their damages.

Excessive Damages

Insurance policies may only pay so much. Policies are often limited, and the insurance company will almost never pay more than what a policy allows. If your damages are worth more than the other driver's liability coverage or your own coverage can pay, you may need to sue the other driver.

Future Damages

You might also have certain injuries that require long-term or future care. Some injuries or permanent or come with long-term complications, and you may be facing many years or a lifetime of medical bills to manage your condition. If insurance does not cover future medical bills, you can sue for them.

Justice and Closure

There are some things that an insurance policy cannot provide, namely justice and a sense of closure. You might be badly hurt because of the other driver, and you may need some sort of vindication to get through it. Even if insurance covers some of your damages, a successful lawsuit may give you the closure you need to get back to your normal life.

FAQs About Car Accident Lawsuits in Peoria, AZ

What Do I Do if I am Injured in a Car Accident?

If you are injured in an auto collision, remain calm and call for help. If possible, move your vehicle to somewhere safe along the side of the road. Call 911, report the accident, and ask for an ambulance if you cannot get to the hospital on your own.

Do I Have to Call the Police After a Car Accident in Peoria, AZ?

If anyone is injured in the accident, you are legally required to report it to the police. Even if injuries are relatively minor, you may still have to call the police. Even if nobody is physically harmed, it is a good idea to report the accident to the police.

How Do I File a Claim with Another Driver's Auto Insurance?

In Arizona, drivers usually file third-party claims with the other driver's liability coverage after an accident. You must exchange personal information and insurance details with the other driver. If you do not, you will have almost no way to file a claim.

What Do I Do if Insurance Does Not Cover All My Damages After a Car Accident?

If insurance does not meet all your needs, you can file a personal injury lawsuit against the other driver. In court, you may be able to claim damages beyond the defendant's insurance policy limits. You may even claim damages that insurance policies might exclude from their policies, like pain and suffering.

Can I Sue the Other Driver in an Accident?

Yes. If you are injured in the accident, you may have a valid personal injury claim, and you can file a lawsuit. You may also claim damages for property damage, lost income, distress, and more. Before beginning a lawsuit, ask an attorney for help.

Can I Sue the Other Driver in an Accident if I am Uninsured?

Yes. Some states have "no pay, no play" laws that bar drivers from suing for damages if they lack auto insurance. Arizona has no such law on the books. As a result, you may sue the other driver for a car accident even if you do not have auto insurance as required by law.

When Do I Need to Start a Car Accident Lawsuit?

It is best to start a car accident lawsuit as soon as possible after the accident. In Arizona, the statute of limitations for personal injury claims gives plaintiffs two years from the date of the accident to file a lawsuit.

Should I Have a Full Trial or Negotiate a Settlement for a Car Accident?

This is up to you. While you have the option of pursuing a full trial, you may opt for a private settlement outside of court that would make a trial unnecessary. Alternatively, you might find your claims are completely covered by insurance.

Do I Need an Attorney for My Car Accident Case?

Yes. While courts and insurance companies will not force you to hire a lawyer, it would be unwise to proceed without one. Your attorney can make the legal process much smoother, alleviating a lot of stress during a very tough time.

When Do I Receive Monetary Compensation in a Car Accident Case?

After a successful insurance claim, you may receive compensation in a few weeks, give or take. Lawsuits tend to take longer. A lawsuit may take several months or longer to complete, and compensation might not hit your bank account until a couple of months later.

Receive Legal Support from Our Car Accident Attorneys in Peoria, AZ

Reach out to our car accident attorneys for a free, private case review by calling the Phoenix Accident and Injury Law Firm at (480) 428-0816.