Following a devastating car accident, Arizona car accident injuries are the first concern of their innocent victims. The first thought of their loved ones is not typically “I wonder how much the insurance company will give me?” Car accident injuries are sometimes life threatening and leave many victims. Families are focused on putting the pieces of their lives back together. In order to do this, they are often left wondering who will pay the mounting medical costs of recovery. Or in the unfortunate instance of a loved one’s death, how they will continue without that person in their lives. Car accident injuries are also expensive and you can be slow to recover.
Much to the surprise of many who find themselves in these situations, insurance company representatives are just as involved as the people who were in the cars at the time of accident. You and your loved one’s Arizona car accident injuries should be thoroughly evaluated. But by your own healthcare provider and away from the prying eyes of an auto insurance company.
The injury attorneys at Phoenix Accident and Injury Law Firm near you have significant experience in helping clients who have experienced car accident injuries. Our offices are conveniently located in nearby Chandler, Peoria, and North Phoenix, and we can meet in-person or over the phone or video call. You can contact us for a free consultation, or read on to find out more.
By the way, we will also help with other problems that have cost you sleep, like finding a nearby doctor who can help you. Even the best legal team isn’t good enough if your quality of life isn’t sustainable while justice and compensation are on the way. The whole point of legal action is to regain quality of life, so we help you long-term as attorneys and short-term as your go-to people.
Valuation of Arizona Car Accident Injuries: A Quick Review
Car accident injuries, to an insurance company, are something to which it can, and will, assign a dollar amount. While many car accident victims are undergoing treatment for their injuries and their loved ones are still grieving, the insurance company of the driver who caused the car accident will be making calculations. The first inquiry they will undertake will be one of liability. But even in clear cases where their client is liable, there are ways that a victim can be left footing the bill for more than their share of the damages.
Following an accident in which there are car accident injuries, an insurance company will typically assign a representative, or claims adjuster, to the case. That person’s job is to evaluate the damage. Their evaluation will be very different from that of the injured person’s family and friends. To an insurance company, a person is the sum of their parts, and injuries to those parts can carry with them differing valuations. For example, a head injury may be “worth” significantly more than a broken leg. In order to evaluate how much an injury is worth, insurance adjusters will typically look at the treatment received by the injured person and how much future medical care they may need.
Accidents Involving Impaired Drivers
In car accident cases that involve DUI, the insurance company of the drunk driver typically tries to settle any claims. Before settling, however, victims and their families may wish to speak to someone who is knowledgeable about all the factors that go into calculating a fair settlement offer. As discussed above, an insurance company will typically assign value to bodily injuries. But a fair settlement should also take into account less concrete factors, such as pain and suffering, lost earnings or wages, and even loss of enjoyment of certain activities the injured person engaged in prior to the injury.
Arizona car accident injuries are usually caused by impaired drivers. Many people are not just injured but killed each year in crashes involving drug-impaired and alcochol-impaired drivers. We all know that alcohol and other drugs impact the skills needed for safe driving. Focus, coordination, sound judgment, and quick environmental responses are necessary for safe driving. Any use of alcohol or other drugs reduces one’s capacity for safe driving. Below are certain groups that are more prone to impaired drunk driving-related accidents.
Men
The percentage of drivers who were impaired by alcohol was highest among male drivers. These impaired driving happens often after night parties, causing Arizona car accident injuries mostly on weekends. Male drivers involved in fatal crashes were impaired by alcohol at the time of the crash compared to female drivers.
Teen and Young Adult Drivers
DUI on teens and young adult drivers increases crash risk and death according to reports. Sometimes, these impaired drivers including the younger generation are influenced by their colleagues, friends and adults.
Motorcycle drivers
Motorcyclists who drive while impaired by alcohol and drugs put themselves and others at risk of injury or death.
Drivers who don’t always wear a seat belt
People who drive after drinking more alcohol are more likely to not always or forget to use a seat belt. Arizona car accident injuries and death reports are showing that people involved forget to use seatbelt when impaired with alcohol.
If you or a loved one has been the victim of a drunk driver, do not hesitate to call Phoenix Accident and Injury Law Firm in your area. Our professionals can offer guidance or representation so that you receive a fair settlement offer from an insurance company following an accident.
