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10 Tips to Handle Your Own Auto Accident Claim

There are many people say that it is much easier to have an attorney than to handle your own auto accident claim. Some people choose to have an attorney handle the claim because they feel that an experienced auto accident claim attorney can handle the claim quicker, or they may be too focused on their recovery to think about dealing with filing a claim. Or, perhaps they were injured and had to return to work, so they simply don’t have the time to file their auto accident claim themselves.

For the people who want to handle their auto accident claim on their own, many of them don’t want to deal with an attorney, or the hassle of finding one. Or, maybe they think their case is so cut and dry that they won’t need one, or don’t want to have to pay legal fees out of their settlement.

While we always recommend hiring an experienced attorney in order to get the best settlement possible for your auto accident claim, we do understand that you may end up deciding to handle your claim on your own. If that is the case, we’ve compiled some of our best tips to help you navigate the auto accident claim process.

The injury attorneys at Phoenix Accident and Injury Law Firm in Phoenix have significant experience in helping clients who have been hit in auto accident and need to file their own claim. If you need help filing a claim for one of these awful, life changing accidents, we are here to help you get the compensation you deserve.

We sincerely hope that this article help you handle your own auto accident claim, but if you still need help, please reach out to us. Our offices are conveniently located in ChandlerPeoria, and North Phoenix, and we can meet in-person or over the phone or video call.  You can contact us for a free consultation, or read on to find out more.

By the way, we will also help with other problems that have cost you sleep, like getting a rental car very soon and finding a nearby doctor or psychiatrist who can help get your life back on track. Even the best legal team isn’t good enough if your quality of life isn’t sustainable while justice and compensation are on the way. The whole point of legal action is to regain quality of life, so we help you long-term as attorneys and short-term as your go-to people. Our familiarity with the local Phoenix courts makes us confident that we can help you get the best settlement possible.

If you are unsure whether or not you can afford an attorney, don’t worry. We only get paid when you settle. Check out our Attorney Fees Calculator to find out more.

Our Auto Accident Claim Tips – Handle your Own Auto Accident Claim

If you choose to work with an attorney, you should no longer speak with insurance agents, even your own. Refer all inquiries to your attorney.

If You Are Not Working With an Attorney, Be Cautious When Dealing With Insurance Companies

  • Know to whom you’re speaking, whether the insurance agent works for your insurance company or that of the other party.
  • If the adjuster comes to your home, ask for a business card to confirm the company.
  • If you handle your own auto accident claim, let the adjuster/agent know if you are confused about any information or questions and ask for clarification.
  • Be wary of giving signed or recorded statements.
  • Ensure that you are completely cognizant, calm, and aware when discussing your case with the insurance adjuster. Emotions can cloud your judgment, so it is a smart idea to have a trusted friend or family member present during all discussions.
  • Even if you haven’t engaged a personal injury attorney to file a suit, you may want to hire an experienced attorney on an hourly basis to review any documents before you sign them. For example, an insurance release will release a drunk driver from future liability. If you sign a release and receive a check for a set amount, you may discover later that you could have received more insurance money, or you may have additional financial needs you won’t be able to go back to discuss.
  • Obtain multiple estimates on vehicle damages before settling. You’ll be in a better position to negotiate with the insurance company’s offer with several estimates. Do the same with all medical bills. It is important to know the full extent of injuries as well as the prognosis for treatment before making a final settlement. Know that, in both cases, it may take months before you know the full extent of expenses.
  • Keep records of everything, whether you spent money or had emotional and psychological effects. Request a copy of any and all settlement offers in writing. While it does not have to be a formal, typed letter, it should at least be signed and dated by the person making the offer.
  • Remember that insurance adjusters are not attorneys and do not have the experience or authority to provide legal advice. Their job is to negotiate the best deal for the insurance company, and while they may advocate for you to an extent, they work for the insurance company, not you.
  • Know the statute of limitations for personal injury and property damage as pertains to your case. You may want to work with an attorney to be fully aware of this information.

Get Help Now

At Phoenix Accident and Injury Law Firm near you, we have more than 15 years of experience helping clients obtain compensation for their personal injuries from DUI accidents in the Phoenix area. We hope this guide helps you file your own auto accident claim, but if you need additional help, please contact our office to arrange a free initial consultation by phone or at our Chandler office, conveniently located near you.

If you have been in an auto accident, contact Phoenix Accident and Injury Law Firm in nearby Chandler, AZ to speak with an experienced personal injury attorney. We provide personal injury legal services to clients in your area including ChandlerGilbertMesaScottsdale, Tempe, and Peoria.

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Brenden Lewis
a month ago

So I suffered a tragic motorcycle accident leaving me injured and quite unhappy…… also the bike was totaled. This all star law team secured a large settlement for all my suffering. This process was very well advised by an aggressive and determined lawyer. All I can say is now I’m left a very happy man. Thank you karissa for working quick to bring my tragic story to a much warmer end. Just call them! You won’t regret it!

Shayianna Guyton
a month ago

They literally conversed with me every step of the way throughout my journey. Thank you guys

I was very pleased with my experience. They kept me informed the whole way through the process and checked on me through my treatment. Definitely would recommend

My dad was in a car accident and during those difficult moments, Phoenix Accident and Injury Law firm has been there for us. They care for their clients, will walk you through everything you need to know step by step, they follow up, very easy to reach and fast to respond. And one thing is for sure! they will fight for you! we felt safe with them! Me and the entire family thank them all so much for all their help! These people that works here are amazing!

Jenifer henke
a year ago

I was in an accident that resulted in getting whiplash and a concussion. I contacted Phoenix Accident and Injury Law Firm that day. Everyone was helpful (Rhea, Karissa, and Jeff) from the very beginning to the very end. They sent me to a physical therapy location that was pretty far away but the doctor and physical therapist were very kind so I did make the trek. They handled all aspects of my case in a timely manner and answered all my questions. They got the max amount possible, and from that, paid the medical bills and took their fair cut. I would not hesitate to recommend them to family or friends.

I would give ten stars if I could. This law firm is about as professional and friendly as it gets!! They stayed in constant contact with me and answered every question I had. I got a settlement that was higher than I expected and will definitely use this law firm again. I highly recommend hiring them to handle your legal issues!!

Fernando Lopez
a year ago

My experience with this team was superb, as they were ongoing with the case and making sure that the client gets what they deserve. I recommend anyone looking for a accident law group that this is the team you want to be representing you!!

Kimberly Legaspi
2 years ago

What can I say about the Thompson Law Firm? They are AMAZING!! It’s never fun when you need an accident lawyer because you are pretty much in a bad place. Shane and the staff have been wonderful, kept me informed at every step of this process. I would recommend Thompson Law Firm to anyone, in fact, I have referred several friends already!! Thank you Thompson Law Firm for everything you did for me!!!

Amanda Olney
2 years ago

These guys were absolutely amazing. They were very clear with me about what I needed to do on my end and I saw fast results. I just recommended them to a friend a week ago and he also dealt with my mother's case. I wouldn't see anyone else.

2 years ago

Karissa and Shane were amazing! They were there for any questions I had and checked up on me regularly. Highly recommend these guys!!

Karissa Murphy
2 years ago

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