If you have been the victim of an auto accident, the police or paramedics at the scene will ask if you want to be taken to the hospital and is always offered with an immediate care through an ambulance ride after car accident. Chances are, if you are in an ambulance, you have been seriously injured. However, we all know the transportation bill can be extremely high. After you recover from the initial shock of the accident, you might be thinking “How can I afford this bill on top of all of my other treatment?”
You should be spending your time and energy on healing, but you’re worried about how you can pay a bill for an accident that wasn’t even your fault! The truth is, if you were taken away from through an ambulance ride after car accident, the at-fault driver’s insurance is responsible for that bill. That’s where we can help you with your medical bills, including the transportation bill.
The injury attorneys at Phoenix Accident and Injury Law Firm near you have significant experience in helping clients who have been taken from the scene through an ambulance ride after car accident. Our offices are conveniently located in nearby Chandler, Peoria, and North Phoenix, and we can meet in-person at our nearby offices, over the phone, or video call. You can contact us for a free consultation, or read on to find out more.
By the way, we will also help with other problems that have cost you sleep, like getting a rental car very soon and finding a nearby doctor who can help you. Even the best legal team isn’t good enough if your quality of life isn’t sustainable while justice and compensation are on the way. The whole point of legal action is to regain quality of life, so we help you long-term as attorneys and short-term as your go-to people. Our familiarity with the local Phoenix courts makes us confident that we can help you get the best settlement possible.
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Does Car Insurance Cover Ambulance Rides?
In general, most car insurance will contribute to covering the costs of an ambulance. The types of coverage that generally apply are:
- The Other Driver’s Liability Coverage: If the other driver caused the accident, then their liability coverage should cover your ambulance ride after car accident.
- Uninsured Motorist Coverage: If the at-fault driver does not have car insurance, Arizona law provides you may have a minimum of $15,000 in coverage for uninsured motorist coverage from your own insurance.
- Medical Payment Policy: This policy is your own policy and it can cover medical bills of up to $5,000 and if you purchased additional coverage, up to $25,000.00 in coverage.
It is important to note that different types of coverage can overlap with one another. For example, if the other driver has $10,000 in liability coverage, and you have $15,000 in uninsured motorist coverage, and you get into an accident with $15,000 worth of medical bills, the other driver will pay $10,000 and your uninsured motorist coverage will pay the other $5,000.
Who Is Responsible for the Medical and Transportation Bill in a Car Accident?
If you are in a car accident that is not your fault, the other driver’s insurance company is responsible for paying your medical bills, including the transportation bill. The other driver’s insurance, however, won’t pay for every single medical bill. Your option then is to get a settlement, which means that you need to find lawyers to represent you in court in order for you to get a certain amount of money for any bills or injuries that you have sustained. It’s no secret that settlements can take a while, though, and doctors want to be paid right away.
If this is the case, your health insurance should step in and pay. You should submit any doctor or transportation bills to them so that they can either pay them or reimburse you for out-of-pocket expenses.
Should I Take an Ambulance After a Car Accident?
First, it’s important to say that you may not have the option to take an ambulance – if your injuries are severe enough, you may be put into an ambulance regardless of your opinion on the matter. However, if you are injured but still conscious, a paramedic may ask if you want to take an ambulance ride to the hospital. If that is the case, some people may begin to think about costs, their car, or any number of other things.
While it is not our place to tell you whether or not you should take an ambulance ride after car accident, it is important to put your health first. If the paramedics recommend youambulance ride after car accident, or if you are injured at all, we recommend you ride in an ambulance. Your material possessions, like your car, can be sorted out once your injuries are tended to.
Some common injuries that you may need ambulance ride after car accident for are:
- Neck Injuries
- Back Injuries
- Head Trauma
- Broken Bones
- Spinal Cord Injuries- which can lead to Paralysis
When Should You Go to the ER After a Car Accident?
Generally, if you refuse ambulance ride after car accident, you should go to the ER as soon as possible after a car accident. You’ll want to seek treatment as soon as possible because you may have delayed pain and/or symptoms of a much more serious injury. The sooner you get to the ER, the sooner you can be treated, and the higher your chances of full recovery are. Of course, it goes without saying that if you take an ambulance to the ER, you will get there faster than if you decide to take yourself.
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Hospitals Near You in Greater Phoenix
Depending on where you are in the Valley, here’s a list of some hospitals that may be close to you.
Chandler
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At Phoenix Accident and Injury Law Firm near you, we have more than 15 years of experience helping clients obtain compensation for their personal injuries, including those for which they needed an ambulance ride after car accident in the Phoenix area. When you’re ready to talk, please contact our office to arrange a free initial consultation by phone or at our Chandler office, conveniently located near you.
If you have been taken ambulance ride after car accident, contact Phoenix Accident and Injury Law Firm in nearby Chandler, AZ to speak with an experienced personal injury attorney. We provide personal injury legal services to clients in your area including Chandler, Gilbert, Mesa, Scottsdale, Tempe, and Peoria.